Learning what you can expect from your health plan and how it works are key steps to getting the care you need. Ask these questions:
- When are the offices open? What if I need care after hours?
- How do I make appointments? How quickly can I expect to be seen for illness or for routine care?
- If I need lab tests, are they done in the doctor's office or will I be sent to a laboratory?
- Will most of my appointments be with the primary care doctor? Will nurse practitioners or physician's assistants sometimes give care as well?
- Is there an advice hotline? Some plans have toll–free phone services that help members decide how to handle a problem that may not require a doctor's visit.

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